Why Didn’t You tell me Before?: Financial Foundations: the Book Everyone Should Read Before Anything Else

If you’ve ever felt overwhelmed by financial jargon or unsure where to start managing your money, this book is your financial translator. Jose Rosario, a seasoned business owner and financial professional with a strong academic profile, breaks down essential money habits into clear, practical steps anyone can follow.What Will You Gain by Reading This Book?• Understand credit—what it really is and how to use it wisely.• Learn how your financial reputation impacts your life and how to protect it.• Discover the importance of insurance and how to safeguard your assets.• Master saving strategies that build your financial safety net.• Gain control over your checking account and track expenses effectively.• Grasp inflation’s impact and how to stay ahead financially.• Protect your job and build a professional reputation that lasts.• Start saving for retirement early and harness the power of compound interest.• Build your personal financial dream team to guide your success.• Develop consistent habits that will help you win the money game.With warmth, humor, and expert clarity, Why Didn’t You Tell Me Before? is the must-read guide for anyone ready to take charge of their financial future—without the confusion and frustration.About the Author:Jose Rosario, MBA®, MSFP®, ChFC® , CLU® , CPCU® , WMCP® , RICP® , is a successful business owner, financial professional, and community leader who combines humor and clarity to make financial education accessible to everyone, empowering people to build strong financial foundations and live with greater confidence.Start building your financial future today.Because the habits you develop now will shape the life you want tomorrow.